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View and download our 2024 documents here.
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Combined Benefit Guide
Option Brochures – Normal
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Executive Cover
A comprehensive new-generation option with unlimited hospital cover in a private ward and superior day-to-day benefits. This option offers a savings account, flexible risk cover and extensive above-threshold benefits.
Starting at R8 172 P/M
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Comprehensive Benefits
A new-generation option that offers complete cover with unlimited hospital cover and extensive day-to-day benefits. This option offers a savings account, flexible risk cover and ample above-threshold benefits.
Starting at R6 291P/M
![qr-symmetry](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-symmetry.png)
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Complete Family Plan
A new-generation option that offers exceptional cover with unlimited cover for PMBs in hospital and above average day-to-day benefits, consisting of a savings account and flexible risk cover. Additional cover for specified services is available once the savings account and flexi-risk benefits are exhausted.
Starting at R5 118 P/M
![qr-selfsure](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-selfsure.png)
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Traditional Plan
A new-generation option that offers complete cover with unlimited cover for PMBs in hospital and extensive day-to-day benefits. This option offers a savings account, flexible risk cover and ample above-threshold benefits.
Starting at R5 032 P/M
![qr-mumed](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-mumed.png)
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Traditional Plan
A traditional option that offers substantial cover, with unlimited cover for PMBs in hospital and sufficient day-to-day benefits consisting of flexible risk cover. Additional cover for specified services is available once the flexi-risk benefit is exhausted.
Starting at R3 917 P/M
![qr-unisave](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-unisave.png)
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Discretionary Savings Plan
The UniSave option offers comprehensive unlimited hospital cover. A flexible savings account allows a member to pay for day-to-day healthcare requirements at the member’s own discretion.
Starting at R3 652 P/M
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Hospital Plan
A premium private hospital benefit plan within the Netcare and Mediclinic groups of private hospitals with post-operative rehabilitation benefits as well as wellness benefits for complete peace of mind.
Starting at R2 508 P/M
![qr-selfnet](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-selfnet.png)
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Flexible Savings Plan
The SelfNet option offers comprehensive unlimited hospital cover with a flexible savings account that allows a member to pay for day-to-day healthcare requirements at the member’s own discretion.
Starting at R2 291 P/M
Option Brochures – Efficiency Discounted (ED)
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Executive Cover
A comprehensive new generation option with unlimited hospital cover and superior day-to-day benefits. This option offers a savings account, flexible risk cover and extensive above-threshold benefits.
Starting at R8 172 P/M
![qr-dynamixED](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-dynamixED.png)
Download
Comprehensive Benefits
A new generation option that offers complete cover with unlimited hospital cover and extensive day-to-day benefits. This option offers a savings account, flexible risk cover and ample above-threshold benefits.
Starting at R6 291 P/M
![qr-symmetryED](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-symmetryED.png)
Download
Complete Family Plan
A new generation option that offers exceptional cover with unlimited hospital cover and above average day-to-day benefits, consisting of a savings account and flexible risk cover. Additional cover for specified services is available once the savings account and flexi-risk benefits are exhausted.
Starting at R5 118 P/M
![qr-mumedED](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-mumedED.png)
Download
Traditional Plan
A traditional option that offers substantial cover, with unlimited hospital cover and sufficient day-to-day benefits consisting of flexible risk cover. Additional cover for specified services are available once the flexi-risk benefit is exhausted.
Starting at R3 917 P/M
![qr-medxED](https://launch.universal.co.za/wp-content/uploads/2023/10/qr-medxED.png)
Download
Hospital Plan
A premium comprehensive private hospital benefit plan within the Netcare and Mediclinic groups of private hospitals with post-operative rehabilitation benefits as well as wellness benefits for complete peace of mind.
Starting at R2 508 P/M
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